At some places, when I use my bank card, I get an option to either use it as a debit card or as a credit card. If I select debit card, I provide my PIN. If I select credit card, I have to sign.
Other than this, what is the difference between the two? Does the bank handle the transaction differently?
It all comes out of the same account. The same card can be used either way, and it is deducted within a day or two. But why the two different options?
