Posts Tagged ‘Tips’

Question by kate: I’m 21 and my credit score is 700. Any ideas to have my credit climb in the right direction?
I have a vehicle loan and a couple credit cards. I attempt to be super diligent about paying early and paying a lot more than the minimum payment. I will be married soon and I want to start off off on the proper foot financially. Any suggestions?
Thanks in advance for your answers.

Ideal answer:

Answer by Maggie G
If you carry a balance on your credit cards, spend the balances down to less than 30% of your accessible credit. And maintain paying on time. As your credit ages, your score will rise.

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Question by Sam: What are some guidelines for purchasing a utilized automobile from somebody off the street?
What is some very good concerns and some issues to appear for when getting a utilised car off of somebody on the street? Not at a car dealer, i mean as if you saw a automobile for sale sitting on the side of the road. The vehicle is a 1998 Dodge Neon.

Best answer:

Answer by kelly_f_1999
kind into search box

how to check used car

dont have to ask something you check the shape of auto only factor you require to know is do they have a clear tittle …sort how to check employed auto

wil get you a check list to appear for signs of troubles which leads you away form acquiring it

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Question by Wintergirl: Any tips for purchasing a new vehicle by getting quotes from the net from dealers?
Like how do I know if I’m getting a good deal? I’m acquiring a Honda Pilot.

Best answer:

Answer by C J
Check out the automotive section on Fresh Promos

http://freshpromos.com/offers.asp?cat=Automotive

I got an amazing quote for my civic on there. Good luck!

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Question by KevinLT: how do i get a loan from a bank? any ideas or advice?
I’m a college graduate and i require a 20k loan from the bank to get a car. my credit score was 735 the last time i checked which was nearly a year ago and i’ve kept it clean. can i get that considerably money from the bank and what are the interest rates? who should i go to?

Greatest answer:

Answer by pennstategradheather
It is best to get the loan from a credit union rather than a bank if you can. I’ve found they have lower interest rates. You can also sometimes get a quarter percent lower rate if you have auto payment on your loan ($ automatically transferred from your checking account to your loan account). I feel I got a rate around four.25%. For even a lot more monetary assist check on books or kits from Suze Orman.

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