Posts Tagged ‘rate’

Question by kungfoomastae: How do I get a better intrest rate on car loan?
my credit score is 590 and credit has no bad hits just extended with school loans and car pmt now…… what can I do to get a low intrest rate or good refinance rate?

Best answer:

Answer by Chris P
1st of all you must be a good credit inorder to qualify for the lowest APR rate. I know because I just brought a new car for 2.9% APR for 60 months, and my credit is 740+. For the Used car, the interest will be much higher, I would think in between 6.9+. Try to improve your credit score, such as, pay bill on time, try to have more then one credit card, and keep it up for about a year or two before purchase a new or used car. The other way is try to buy the in Cash, that case, you dont need to qualify for any rate at all :)

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Question by kungfoomastae: How do I get a greater intrest rate on auto loan?
my credit score is 590 and credit has no bad hits just extended with school loans and automobile pmt now…… what can I do to get a low intrest rate or great refinance rate?

Greatest answer:

Answer by Chris P
1st of all you need to be a good credit inorder to qualify for the lowest APR rate. I know since I just brought a new vehicle for 2.9% APR for 60 months, and my credit is 740+. For the Utilised automobile, the interest will be much greater, I would believe in in between 6.9+. Try to increase your credit score, such as, pay bill on time, try to have far more then a single credit card, and keep it up for about a year or two just before obtain a new or used auto. The other way is attempt to buy the in Cash, that case, you dont need to have to qualify for any rate at all :)

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Credit constraints in the market for consumer durables: Evidence from micro information on car loans (NBER operating paper series)

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More Automobile Loan Rates Merchandise

Question by : how to get a lower interest rate on my vehicle loan?
I finance a 2004 mustang gt and I am down to 5000 dollars on the loan the interest rate is 27% I am paying 310 a month. I know it will be hard to refinance. I just want to know if there are any possibilities out there for me my credit score is a 614 it went up 20 points since I initial finance the vehicle.

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Answer by Joey
It shouldn’t be challenging if your credit is that great. Go by means of your bank for the re fi. Or if your insurance agency is also a bank. Familiar customers get a good rate. Ask around, whats the worst that could take place? They say no?

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Refinancing Loan: Get Lower Interest Rates Right now When You Read About Mortgage Refinancing, Property Equity Refinancing, And Student And Car Loan Refinancing Possibilities

Do you want to learn the pros and cons of refinancing your loans? Would you like to take advantage of refinancing to possibly get a lower interest rate and lower monthly payments? Are you interested in making use of the economic strategy of loan refinancing, but want to understand more? Then this book is for you! Refinancing Loan explores the pros and cons of refinancing, specifically in regard to how considerably time is left on the loan or mortgage. It offers you guidelines and practical advice about whether refinancing w

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Question by glampuss: How can I get a decent car loan interest rate with poor credit?
I have a credit score of 600 and I have had a car repossesion in the last three years.

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Answer by sexyhotladybug
Save up about $ 500 and go to 1 of them tiny car dealers that takes everyone with excellent to bad, even bankruptcy instances. They help u as long as u keep up with your payments. Most of them are $ 500 down with $ 150 monthly payments. That is how i do it with my automobile.

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