Posts Tagged ‘lower’
Question by theoneandonly2004: Does getting vehicle insurance quotes lower your credit score?
I was questioning if getting many insurance quotes can drastically lower your FICO score due to inquiries..particularly if you have a restricted credit history..
Ideal answer:
Answer by Gary G
NO!!!
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Question by LonerComp: I want a lower interest rate on my private unsecured student loan,at present 17%, do you know of any firms?
I do not qualify for monetary aid in any way, and also my original loan was not a federal program, just a private unsecured loan from Sallie Mae. The rate is variable and now at 17%, I am looking for (if probable) a fixed rate, as low as I can get it for a 10k loan.
Best answer:
Answer by collegedebt
Go to the consolidation agency, they will support you out can cut that interest rate in much less then half.
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Question by PUB H: Does getting quotes from auto insurance businesses lower your credit score?
I’ve heard that everytime you apply for a credit card, get insurance quotes, etc. your credit score gets lowered.
Greatest answer:
Answer by ElGuapo
The credit bureaus differentiate between a “voluntary” and “involuntary” credit check, and it does temporarily lower your FICO score if you initiated the request. (Incidentally, a individual checking their credit history on their own is regarded as “involuntary” and does not impact your score.) This is not a reason NOT to apply for credit, but it does mean you really should avoid making any small credit applications just prior to a huge purchase, like a property.
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Related Car Quotes Merchandise
We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time.
We’ve recently received offers from various banks/loans proposing a lower interest rate.
We want to stay with our current auto loan provider but want them to lower the interest rate… is that possible? If so, how should we approach this request?