Posts Tagged ‘Loan’
Question by : Very first car buy. How to get a automobile loan? How extended are the quotes good for?
I plan to appear at typical banks, credit unions, etc. Do I just as for a vehicle loan application? As soon as they give me an supply, who lengthy is it very good for??
Greatest answer:
Answer by estercadd
What do you mean by “supply?” Do you mean the payment quantity? To get a low cost payment quantity, have so ready money to give as a down payment (you can use a trade in also, but a cash speaks louder). Perhaps like ten percent. What I often do is see what my payments would be with absolutely nothing down, and if I like what I see then I provide cash as a down payment and my payments are constantly low.
Also, it’s always more affordable to go to a bank (specially a credit union) than a vehicle spot. A dealership will in no way beat anybody’s rates. I mean, what they will do is, if you can get a loan from a bank for $ 20,000 with ten% interest. The dealership will give you a loan for $ 25,000 with 17% interest. (those numbers are just created up)…. I’m just pointing out that a car dealership will often make up their money somewhere either in principle or interest, and it will constantly be more.
but usually a bank’s offer will final a month.
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Question by mgordon44@sbcglobal.net: is java cost-free? i have a bank loan calculator that demands it to work?
Greatest answer:
Answer by CiscoTM
Yes Defently. www.Java.com – Download!
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Question by WTFLOL?: bad credit, i need a car financed, already have an auto loan out?
okay heres the deal
i have an auto loan out on the car i am currently driving. i want to take a 3,000$ loan out for my daughter next month so she can have a car that is reliable.
i have bad credit, and not much money to put down either, i cant get a co signer either unless it is my daughter. she has no credit because she just turned 18, but she doesn’t have anything against her yet.
we have about 500$ to put down on this car.
any tips? there are a lot of in house financing places around where we live so were gonna try to go there. will they want more for a down payment? do they make you get insurance right there or can you get your own when you leave?
its not any of your business if she has a job or not. she is having a baby in April so I’m not going to buy her a beater
Best answer:
Answer by mccoyblues
You need to save money and pay cash for her car.
There is no reason for you to be taken advantage of by a shark lender (based on your credit rating) when you can put some money away and in 2 or 3 months have enough cash for a decent car.
Don’t put yourself deeper in debt by borrowing with an unfavorable interest rate. Pay Cash for her car.
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Question by kungfoomastae: How do I get a better intrest rate on car loan?
my credit score is 590 and credit has no bad hits just extended with school loans and car pmt now…… what can I do to get a low intrest rate or good refinance rate?
Best answer:
Answer by Chris P
1st of all you must be a good credit inorder to qualify for the lowest APR rate. I know because I just brought a new car for 2.9% APR for 60 months, and my credit is 740+. For the Used car, the interest will be much higher, I would think in between 6.9+. Try to improve your credit score, such as, pay bill on time, try to have more then one credit card, and keep it up for about a year or two before purchase a new or used car. The other way is try to buy the in Cash, that case, you dont need to qualify for any rate at all 
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