Posts Tagged ‘credit’
Question by WTFLOL?: bad credit, i need a car financed, already have an auto loan out?
okay heres the deal
i have an auto loan out on the car i am currently driving. i want to take a 3,000$ loan out for my daughter next month so she can have a car that is reliable.
i have bad credit, and not much money to put down either, i cant get a co signer either unless it is my daughter. she has no credit because she just turned 18, but she doesn’t have anything against her yet.
we have about 500$ to put down on this car.
any tips? there are a lot of in house financing places around where we live so were gonna try to go there. will they want more for a down payment? do they make you get insurance right there or can you get your own when you leave?
its not any of your business if she has a job or not. she is having a baby in April so I’m not going to buy her a beater
Best answer:
Answer by mccoyblues
You need to save money and pay cash for her car.
There is no reason for you to be taken advantage of by a shark lender (based on your credit rating) when you can put some money away and in 2 or 3 months have enough cash for a decent car.
Don’t put yourself deeper in debt by borrowing with an unfavorable interest rate. Pay Cash for her car.
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Question by glampuss: How can I get a decent car loan interest rate with poor credit?
I have a credit score of 600 and I have had a car repossesion in the last three years.
Finest answer:
Answer by sexyhotladybug
Save up about $ 500 and go to 1 of them tiny car dealers that takes everyone with excellent to bad, even bankruptcy instances. They help u as long as u keep up with your payments. Most of them are $ 500 down with $ 150 monthly payments. That is how i do it with my automobile.
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Question by IGOTYOUBABE: Is there anyone who knows of a lender which is willing to supply an unsecured loan for poor credit holders?
I am not a property owner but am in need of an unsecured loan for medical purposes. My credit is not excellent proper now because I had been laid off from my old job and fell behind on my bills. I am now in the approach of catching up but ran into a medical emergency in my family members. I have given that been working once again and producing a very good salary.
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Question by jkooley43: Can i get a lower interest rate on auto loan if i nevertheless got poor credit?
I still got negative credit but i have an superb payment history with my auto loan organization for the past seven months. My interest rate is 22.92% YIKES but i necessary a car negative. the loan is for 9270 and its down to 8400. I had it because May08 and i got 41 months to remaining. Looking for advice not a tongue lashing,lol.
Ideal answer:
Answer by Tim
It is doubtful that 7 months will modify your credit score that much. It is not just this loan, but how are all of your other dents that impact your credit score?
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