Posts Tagged ‘Card’
Question by chichi: In debt and want aid! I have a automobile loan, school loans, and credit card.?
I have a automobile loan that is down to 4000, a credit card at 6000 and three federal school loans at 3500, 6000, and 6000. I have to come up with 4000 to spend the rest of my tuition. I dont have to spend my school loans til im finished in 6 months, but really should I put rest of the tuition the school needs on my credit card becuase I tried obtaining a school loan by means of salliemae but I cant with out a cosigner and I have noone to cosign? I have tried a couple private loan sites but they denied me. Does anyone have any suggestions? I reside at residence, but have to pay rent, phone bill, automobile loan, insurance, and my credit card every single month and since Ive began school ive had to cut my hours in half.
Finest answer:
Answer by Madoff
Getting a credit card balance is the only factor bringing your credit score down.
Is the credit card balance low adequate that you could pay it off?
That will let your score to go up right away.
Carrying credit card balances can destroy your rating considering that it really is revolving credit.
Use your card – but spend in full each month….
Know better? Leave your own answer in the comments!
Question by ed v: how can credit card businesses charge over 32% interest rates on cash loans?
I took out a loan for a totat of 5000$ at five.99 % interest, missed 1 payment, and am now becoming charged 32.3%.
Greatest answer:
Answer by KiaSister1
read the fine print. They are loaning you money, they can set the terms even so they want. They need to, nonetheless be necessary to be far more open about this.
Most people know that when you get a card with a low rate, this is how they work.
What do you feel? Answer below!
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aim2lead question : auto insurance – car inquries on my credit card I plan to buy a used car?. So I started checking insurance quotes online. I gave my personal information such as social, etc. Now, if I have my credit report inquiries check made by some insurance companies. Now my question this is the effect my credit score. I’m worried because many, I checked insurance quotes too many for the last week. I doubt it will drop my rating. Please help if there is a way to remedy this situation Best Answer.
This must be “soft” hits (no applications for new loans) and does not affect your credit score a lot. Most insurance companies do not credit history factor in determining rates.
More self price
I am trying to send 50.00 from my debit card over to paypal to purchase something for 49.95. Paypal says the action cannot be transferred. The debit card is a 50dollar rebate card from a cell phone I purchased, but it is Visa so why would this not work? PLEASE help!